Ladybird Living – Your London Estate Agent

Impact of interest rate rise on monthly payments

The Bank of England (BoE) raised their base interest rate to 3%. Less than one year ago, the rate was 0.1%. The BoE aims to keep

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How do I know if I am spending too much for a house

Recently, property prices have increased within the UK. Sellers are demanding higher prices ever since the pandemic. In this blog,

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Claim back stamp duty

If you own two houses, you would usually be expected to pay an additional rate of stamp duty. It is possible to claim

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Property prices in London next year 2023

By next year (2023), property prices are likely to fall significantly in London due to rising mortgage rates. According to Savills’ predictions,

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Buying a house with Bitcoin

Bitcoin (a virtual currency which operates independently of a central bank) has become increasingly more popular since 2017.

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Gas Safety Certificate

It is a legal requirement for landowners to obtain a Gas Safety Certificate which is also known as a CP12 certificate. A registered qualified

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Power cuts and property

Due to the energy crisis, poor weather conditions and low fuel supplies, there have been growing concerns that people in Britain

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Section 21 changes

Section 21 allows property owners to evict tenants by providing them with two months’ notice once their fixed term contract ends.

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Form 17

Beneficial interests in property refers to the right to share the benefits of a property, despite not being the legal owner. Specifically,

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Guaranteed rent

Guaranteed rent is when an individual or company guarantees to pay a fixed rent to the property owner. The property owner

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What is an EICR

The Electrical Installation Condition Report (EICR) includes a formal visual inspection and test of the fixed electrical system

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Changes to Buy to let tax relief

Those who were property owners and who had a mortgage on their property before April 2017 were able to deduct any interest from

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